Pain & Credit Cards

Another bad day for headache pain.  Another day of pills and sleep. eating and water.  That’s it.  My husband came home right after work and had suggested last night and even this morning possibly doing something tonight, but it wasn’t meant to be.  Oh, I tried to get up.  I got up long enough to clean up the cat barf from the carpet this morning.  Don’t know what that was about.  I knew driving anywhere today wasn’t going to happen despite the fact I gave the dog the last of his treats this morning; but he will get lunch meat or cheese or something tomorrow.

I’ve already contacted my doctor and am awaiting authorization from the insurance on Botox treatments.  Yes, I know the side effects.  I’m willing to risk them with all this pain.  I am so tired of pain.  I don’t think I will ever have a pain-free life but I would like to lessen it.

Also, the phone kept ringing due to my Hypogammaglobulynemia and the infusions.  They have been approved.  They will last 6 hours and will be given at home.  I’ve had a phone interview.  Now, I will just have another phone call soon to set the date.  I guess I can lay in bed on those days and watch t.v. or read or play on the phone or whatever.

On another note, my Pay-Pal Credit Card arrived today.  I’ve decided to only use it for e-Bay purchases.  I will know the difference because it has my baby’s (cat) picture on it.  I think the first thing I will use it for will be a gift for my Niece who will be graduating High School in June.  So, I still have two main  credit cards technically since I consider E-Bay like a store, and a debit card.  I have a few other store cards too but I don’t use those very much.  This will be a good way to track just how much I really spend on e-Bay.

Financial & Paying For Blog?.Your Advice

I won something from e-Bay the other day. (Oh, the excitement!) It was actually the 80’s work-out outfit I told you about in my post about 80’s fashion.  Anyway, so I just had to pay as they so nicely remind me.  I click the little Pay-Pal button since that’s the only, safe way to pay.  They keep telling you that too..those silly “they”..Pay Pal People..although it may not be.  I mean, Pay-Pal People are real and how do we know all those people are real honest.  Do they all have background checks or something?  Anyone who works in the financial industry should get a background check first, in my opinion.  But, I digress.  Anyway, so I hit the button but instead of confirmation.. I get some message saying my Pay-Pal Account needs to be verified or needs to be linked to my bank account or some such nonsense because it won’t take my payment.  WHAT?  No, I am not giving you Pay-Pal people my social security number and I do not want to link you to my checking account.  I use a separate credit card for pay-pal and I pay it on time.  What is going on with e-Bay?  So, I call up Customer Service.  Luckily, it’s only like a minute wait.

Imagine when the Customer service guy, we will call him Jon, since he said that was his name, tells me this:  “You have been with us 6 years.  We have a limit you can spend and in your case it was $8,771.77.  It has nothing to do with paying your credit-card bill.  That is completely different.  You need to get verified by linking your account to your checking account or get a free, Pay-Pal Credit Card.”  He did let me pay for the work-out outfit, while I decided what to do.

First I did the math (before I or my husband had a heart attack) 6 years at $8,771,77 total = $1,461.96 year =$121.83 month  which really isn’t to bad.  Then, I had to really think about it.   I do get some really good deals on e-Bay and it mainly takes Pay-Pal.  So, I opted for the Pay-Pal Credit Card but I only used my Disability Income as income so my limit is low.  Of course, this will be my monthly limit.  I still spend less than the total limit amount a month anyway, according to my calculations, so I should be okay and like my husband said if we want to buy anything higher; we could use his Pay-Pal account.

But, here’s the ting.  I feel after 6 years; I am being penalized for being a good Pay-Pal Customer!  We should be rewarded, not forced to be linking our accounts and giving information we don’t want to give.  Just like a credit card, we should have our limits raiseed; not have lifetime limits forced upon us without our knowledge.

So: now I have a question on the same yet different topic:  Let’s talk about WordPress and free blog sites.  I love my blog.  It is another addiction.  I am on the free level.  What happens when I run out of room?  I’ve  considered paying the $18.00 a year but I want to hear from others that do it?  What exactly changes?  Is it true, my blog will definitely stay here as mine?  I don’t want to spend the money and be cut off for some reason.  I really want to hear from people that are using the pay option before making a decision.  

I appreciate any look forward to any and all responses (minus weird spam ones that have nothing to do with anything) and I thank you for reading my blogs.